WHAT IF… I hit a deer?

Suppose you’re driving down a curvy road and a deer jumps out in front of you?  You hit your brakes but it’s too late – the deer rams into your car and runs away.  Oh, no – is this going to count as an accident on your record?

Fortunately, when you hit a deer…we actually blame it on the deer.  In other words, you didn’t hit the deer…the deer hit you!

This doesn’t count as a “collision” claim; it counts as a “comprehensive” claim.  That’s good news because comp claims do not affect your insurance premium.  Plus, you may have a lower deductible for comprehensive damage.  If you have our “Glass” coverage, and your windshild is damaged, your deductible will be even lower.

So watch out for those deer – that keep running into cars!