How do you know whether or not to file a claim on your insurance policy? When should I turn in a claim and have the expense to repair or replaced covered by my policy and when should I pay the cost out of pocket to avoid having to pay a deductible and having an insurance claim on my record? This is a lot harder question than most people realized!
Did you know that every time you file a claim, it goes on your record? Each claim can have an effect on not only the cost of your insurance in the future, but – in some cases – on your eligibility. Nearly every week in Bellbrook, Ohio we receive a call from someone who is insured by one of our competitors who is being canceled due to excessive number of claims. This is especially trued related to home owners’ claims.
A good personal agent will advise you as to when it is prudent to file a claim and when it is not. If you’re not sure about your particular situation, give us a call at 937-848-6840 so we can provide you with the good, quality advice you deserve!